You can either buy car insurance online or offline. The best thing is to buy it both online and offline. Buying car insurance policy online is always better than buying it in a physical location. This is because in most states online purchases are exempt from the state sales tax. Also, online insurance companies have lower overheads than offline companies.
Therefore, you get better car insurance deals online as compared to buying them from the agents or through the yellow pages. Another benefit is that you can compare car insurance policies before purchasing. Online insurance quotes are also available for free. Therefore, you can take your time and go through all the available deals.
If you do not want to take an insurance policy online, you can still protect your car from accidents by driving it every day. This will help you save some money on your insurance policy. However, make sure that your car is parked in a garage when not in use. Do not forget to lock your car doors whenever you leave the car. The reason is that if your car is left unlocked, you might end up being held liable for damages that happen to your car from natural causes like extreme weather conditions etc.
In case of any emergency, just contact the local police or fire department to call them. Most insurance companies offer 24 hour assistance and this would help you if you have a breakdown in your area. If you live in an area where earthquakes are common, then you should get an earthquake insurance policy as well. Most of the insurance companies also provide coverage for theft, fire and flood. This means that if your car gets stolen, they will replace it for you without charging you extra money.